Services Available in Wisconsin
Debt Collection Agencies
Third-party agencies that collect unpaid debts on behalf of creditors. They typi...
20-40% of collected amountContingency Fee Lawyers
Attorneys who take cases on a contingency basis - they only get paid if you win....
33-40% of settlement/judgmentBail Bond Recovery
Licensed bail enforcement agents (bounty hunters) who locate and return fugitive...
10-20% of the bail bond amountAsset Recovery Services
Specialists in locating and recovering lost, stolen, or abandoned assets includi...
15-35% of recovered assetsMedical Billing Recovery
Specialists who audit medical bills for errors and recover overcharges from hosp...
25-35% of recovered overchargesJudgment Enforcement
Specialists who collect on court judgments that debtors refuse to pay. They use ...
30-50% of collected judgmentSkip Tracing Services
Investigators who locate people who have 'skipped' - fled without paying debts, ...
Flat fee $50-500 per locate, or percentage if bundled with collectionYour Rights in Wisconsin
Wisconsin Consumer Act - Wis. Stat. Chapter 427
- State Consumer Act closely mirrors federal FDCPA
- Wage garnishment limited to 20% (more protective)
- State court enforcement and remedies available
- Strong workplace contact protections
Statute of Limitations in Wisconsin
After this period, collectors cannot sue you to collect the debt.
| Debt Type | Time Limit |
|---|---|
| Credit Card | 6 years |
| Medical Bills | 6 years |
| Auto Loan | 6 years |
| Written Contract | 6 years |
| Oral Contract | 6 years |
Wage Garnishment Rules in Wisconsin
Up to 20% of disposable income (more protective than federal)
Featured Professionals in Wisconsin
One of the largest debt purchasers and collectors in the United States, handling billions in consume...
View ProfileLeading debt purchasing and collection company specializing in acquiring and managing charged-off co...
View ProfileMajor debt purchaser and collector with operations across the US and internationally. Specializes in...
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