Services Available in District of Columbia
Debt Collection Agencies
Third-party agencies that collect unpaid debts on behalf of creditors. They typi...
20-40% of collected amountContingency Fee Lawyers
Attorneys who take cases on a contingency basis - they only get paid if you win....
33-40% of settlement/judgmentBail Bond Recovery
Licensed bail enforcement agents (bounty hunters) who locate and return fugitive...
10-20% of the bail bond amountAsset Recovery Services
Specialists in locating and recovering lost, stolen, or abandoned assets includi...
15-35% of recovered assetsMedical Billing Recovery
Specialists who audit medical bills for errors and recover overcharges from hosp...
25-35% of recovered overchargesJudgment Enforcement
Specialists who collect on court judgments that debtors refuse to pay. They use ...
30-50% of collected judgmentSkip Tracing Services
Investigators who locate people who have 'skipped' - fled without paying debts, ...
Flat fee $50-500 per locate, or percentage if bundled with collectionYour Rights in District of Columbia
DC Consumer Protection Procedures Act (CPPA) - DC Code Section 28-3901
- Treble damages available for CPPA violations
- Wage garnishment prohibited for most consumer debts
- Very broad definition of prohibited unfair or deceptive practices
- Private right of action with attorney fee recovery
Statute of Limitations in District of Columbia
After this period, collectors cannot sue you to collect the debt.
| Debt Type | Time Limit |
|---|---|
| Credit Card | 3 years |
| Medical Bills | 3 years |
| Auto Loan | 3 years |
| Written Contract | 3 years |
| Oral Contract | 3 years |
Wage Garnishment Rules in District of Columbia
Wage garnishment PROHIBITED for most consumer debts
Featured Professionals in District of Columbia
One of the largest debt purchasers and collectors in the United States, handling billions in consume...
View ProfileLeading debt purchasing and collection company specializing in acquiring and managing charged-off co...
View ProfileNational medical billing advocacy service helping patients and providers recover overpayments and bi...
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