Services Available in Vermont
Debt Collection Agencies
Third-party agencies that collect unpaid debts on behalf of creditors. They typi...
20-40% of collected amountContingency Fee Lawyers
Attorneys who take cases on a contingency basis - they only get paid if you win....
33-40% of settlement/judgmentBail Bond Recovery
Licensed bail enforcement agents (bounty hunters) who locate and return fugitive...
10-20% of the bail bond amountAsset Recovery Services
Specialists in locating and recovering lost, stolen, or abandoned assets includi...
15-35% of recovered assetsMedical Billing Recovery
Specialists who audit medical bills for errors and recover overcharges from hosp...
25-35% of recovered overchargesJudgment Enforcement
Specialists who collect on court judgments that debtors refuse to pay. They use ...
30-50% of collected judgmentSkip Tracing Services
Investigators who locate people who have 'skipped' - fled without paying debts, ...
Flat fee $50-500 per locate, or percentage if bundled with collectionYour Rights in Vermont
Vermont Consumer Fraud Act - 9 V.S.A. Section 2451
- Prohibits unfair and deceptive acts and practices
- Strong data privacy protections
- Homestead exemption up to $125,000
- Private right of action available
Statute of Limitations in Vermont
After this period, collectors cannot sue you to collect the debt.
| Debt Type | Time Limit |
|---|---|
| Credit Card | 6 years |
| Medical Bills | 6 years |
| Auto Loan | 6 years |
| Written Contract | 6 years |
| Oral Contract | 6 years |
Wage Garnishment Rules in Vermont
Wage garnishment restricted for consumer debts below threshold
Featured Professionals in Vermont
One of the largest debt purchasers and collectors in the United States, handling billions in consume...
View ProfileNational medical billing advocacy service helping patients and providers recover overpayments and bi...
View ProfileNational skip tracing service with access to proprietary databases, providing accurate location info...
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