Services Available in West Virginia
Debt Collection Agencies
Third-party agencies that collect unpaid debts on behalf of creditors. They typi...
20-40% of collected amount
Contingency Fee Lawyers
Attorneys who take cases on a contingency basis - they only get paid if you win....
33-40% of settlement/judgment
Bail Bond Recovery
Licensed bail enforcement agents (bounty hunters) who locate and return fugitive...
10-20% of the bail bond amount
Asset Recovery Services
Specialists in locating and recovering lost, stolen, or abandoned assets includi...
15-35% of recovered assets
Medical Billing Recovery
Specialists who audit medical bills for errors and recover overcharges from hosp...
25-35% of recovered overcharges
Judgment Enforcement
Specialists who collect on court judgments that debtors refuse to pay. They use ...
30-50% of collected judgment
Skip Tracing Services
Investigators who locate people who have 'skipped' - fled without paying debts, ...
Flat fee $50-500 per locate, or percentage if bundled with collectionYour Rights in West Virginia
West Virginia Consumer Credit and Protection Act - W. Va. Code Section 46A-2-122
- Comprehensive consumer protection law
- Private right of action with attorney fees
- Wage garnishment limited to 20% (more protective)
- Strong enforcement by AG office
Statute of Limitations in West Virginia
After this period, collectors cannot sue you to collect the debt.
| Debt Type | Time Limit |
|---|---|
| Credit Card | 10 years |
| Medical Bills | 10 years |
| Auto Loan | 4 years |
| Written Contract | 10 years |
| Oral Contract | 5 years |
Wage Garnishment Rules in West Virginia
Up to 20% of disposable income (more protective than federal 25%)
Featured Professionals in West Virginia
One of the largest debt purchasers and collectors in the United States, handling billions in consume...
View ProfileNational medical billing advocacy service helping patients and providers recover overpayments and bi...
View ProfileNational skip tracing service with access to proprietary databases, providing accurate location info...
View Profile