Medical Billing Recovery Professionals in New York
Healthcare revenue cycle management company specializing in medical billing audits and insurance claim recovery on contingency basis.
National medical billing advocacy service helping patients and providers recover overpayments and billing errors from hospitals and insurers.
Full-service collection agency with 40+ years of experience in healthcare and commercial debt recovery.
How Medical Billing Recovery Works
A medical billing advocate reviews your bills and insurance claims, identifies errors and overcharges, then negotiates corrections. They keep a percentage of savings.
Typical Fee: 25-35% of recovered overcharges
Your Rights in New York
Medical Billing Recovery - New York Regulations
New York collectors must comply with the federal FDCPA. Licensing requirement: Must be licensed with NY Department of Financial Services (DFS).
Wage Garnishment in New York
Up to 25% of disposable income OR 30x minimum wage protection (whichever favors debtor)
Statute of Limitations - New York
| Debt Type | Time Limit |
|---|---|
| Credit Card | 3 years |
| Medical Bills | 3 years |
| Written Contract | 6 years |
Frequently Asked Questions
Medical bills can contain errors such as duplicate charges, upcoding and unbundling.
Yes - advocates routinely achieve 20-50% reductions through error corrections and negotiation.
Copies of your medical bills, Explanation of Benefits (EOB) from your insurer, and authorization to access your records.
The dispute process shouldn't affect credit. However, unpaid bills in collections already may appear on credit reports.
Generally 1-3 years depending on state law and the type of bill. Act quickly - older bills are harder to dispute.